STEM AND LEAF, INC

The following Terms and Conditions apply to the use of this Web site as well as all transactions conducted through the site.

• Legal Notice
• All notices from STEM AND LEAF, INC to You may be posted on our Web site and will be deemed delivered within thirty (30) days after posting. Notices from You to STEM AND LEAF, INC shall be made either by e-mail, sent to the address we provide on our Web site, or first class mail to our address at:
  
  P.O. BOX 211
  Atlantic Beach, New York 11509
  Delivery shall be deemed to have been made by You to STEM AND LEAF, INC five (5) days after the date sent.



• Copyright
• All content appearing on this Web site is the property of:
  
  STEM AND LEAF, INC
  P.O. BOX 211
  Atlantic Beach, New York 11509
  Copyright © 2009-2012 STEM AND LEAF, INC. All rights reserved. As a user, you are authorized only to view, copy, print, and distribute documents on this Web site so long as (1) the document is used for informational purposes only, and (2) any copy of the document (or portion thereof) includes the following copyright notice: Copyright © 2009-2012 STEM AND LEAF, INC. All rights reserved.



• Use Of Site
• This site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this site may contain technical inaccuracies or typographical errors. Information, including product pricing and availability, may be changed or updated without notice. STEM AND LEAF, INC and its subsidiaries reserve the right to refuse service, terminate accounts, and/or cancel orders in its discretion, including, without limitation, if STEM AND LEAF, INC believes that customer conduct violates applicable law or is harmful to the interests of STEM AND LEAF, INC and its subsidiaries.



• Privacy Policy
• To Our Individual Clients: Your privacy is important to us, and maintaining your trust and confidence is one of our highest priorities. We respect your right to keep your personal information confidential and understand your desire to avoid unwanted solicitations. A recent law change requires us (along with banks, brokerage houses, and other financial institutions) to disclose our Privacy Policy to you ? which we are more than happy to do. We hope that by taking a few minutes to read it, you will have a better understanding of what we do with the information you provide us and how we keep it private and secure. A. Types of Information We Collect We collect certain personal information about you ? but only when that information is provided by you or is obtained by us with your authorization. B. Parties to Whom We Disclose Information As a general rule, we do not disclose personal information about our customers to anyone. However, to the extent permitted by law and any applicable state Code of Professional Conduct, certain nonpublic information about you may be disclosed in certain situations. C. Confidentiality and Security of Nonpublic Personal Information Except as otherwise described in this notice, we restrict access to nonpublic personal information about you to employees of our firm and other parties who must use that information to provide services to you. Their right to further disclose and use the information is limited by the policies of out corporation, applicable law and nondisclosure agreements where appropriate.



• Sales Tax
• STEM AND LEAF, INC charges sales tax for merchandise ordered on this Web site based on the applicable state sales tax rate and the location to which the order is being shipped.



• Return Policy
• All cancellations must be received no later than 24hours following time of purchase. Cancellations must be received in writing by e-mail (info@stemandleaf.org). No refunds will be made for requests received after that time. Refunds will be issues in the same form payment was made. Please allow two weeks for processing.